Panama City Airbnb Market Analysis 2025: Short Term Rental Data & Vacation Rental Statistics in Florida, United States

Source: AirROI
Last updated: 2025-07-01

Is Airbnb profitable in Panama City in 2025? Explore comprehensive Airbnb analytics for Panama City, Florida, United States to uncover income potential. This 2025 STR market report for Panama City, based on AirROI data from July 2024 to June 2025, reveals key trends in the market of 700 active listings.

Whether you're considering an Airbnb investment in Panama City, optimizing your existing vacation rental, or exploring rental arbitrage opportunities, understanding the Panama City Airbnb data is crucial. Leveraging the low regulation environment is key to maximizing your short term rental income potential. Let's dive into the specifics.

Key Panama City Airbnb Performance Metrics Overview

Avg. Daily Rate (ADR)(?)
$262
The average rental revenue earned for an occupied room per day in Panama City.
Occupancy Rate(?)
40.8%
Moderate demand with booking opportunities.
Median Annual Revenue(?)
$27,117
Typical annual income for an Airbnb listing in Panama City. Factors like property type, size, and location influence actual earnings.
Revenue Growth YoY(?)
12.0%
Strong growth (12.0%) vs. last year.
Peak Revenue Month(?)
June
The month with the highest average earnings, indicating peak season in Panama City.
Lowest Revenue Month(?)
January
The month with the lowest average earnings, indicating the low season in Panama City.
STR Regulation Level(?)
Low
Fewer regulations, offering more operational flexibility.
Active Airbnb Listings(?)
700
Total number of active short-term rentals listed.

Monthly Airbnb Revenue Variations & Income Potential in Panama City (2025)

Understanding the monthly revenue variations for Airbnb listings in Panama City is key to maximizing your short term rental income potential. Seasonality significantly impacts earnings. Our analysis, based on data from the past 12 months, shows that the peak revenue month for STRs in Panama City is typically June, while January often presents the lowest earnings, highlighting opportunities for strategic pricing adjustments during shoulder and low seasons. Explore the typical Airbnb income in Panama City across different performance tiers:

  • Best-in-class properties (Top 10%) achieve $6,406+ monthly, often utilizing dynamic pricing and superior guest experiences.
  • Strong performing properties (Top 25%) earn $4,244 or more, indicating effective management and desirable locations/amenities.
  • Typical properties (Median) generate around $2,544 per month, representing the average market performance.
  • Entry-level properties (Bottom 25%) see earnings around $1,358, often with potential for optimization.

Average Monthly Airbnb Earnings Trend in Panama City

Panama City Airbnb Occupancy Rate Trends (2025)

Maximize your bookings by understanding the Panama City STR occupancy trends. Seasonal demand shifts significantly influence how often properties are booked. Typically, Julysees the highest demand (peak season occupancy), while December experiences the lowest (low season). Effective strategies, like adjusting minimum stays or offering promotions, can boost occupancy during slower periods. Here's how different property tiers perform in Panama City:

  • Best-in-class properties (Top 10%) achieve 80%+ occupancy, indicating high desirability and potentially optimized availability.
  • Strong performing properties (Top 25%) maintain 63% or higher occupancy, suggesting good market fit and guest satisfaction.
  • Typical properties (Median) have an occupancy rate around 38%.
  • Entry-level properties (Bottom 25%) average 21% occupancy, potentially facing higher vacancy.

Average Monthly Occupancy Rate Trend in Panama City

Average Daily Rate (ADR) Airbnb Trends in Panama City (2025)

Effective short term rental pricing strategy in Panama City involves understanding monthly ADR fluctuations. The Average Daily Rate (ADR) for Airbnb in Panama City typically peaks in June and dips lowest during November. Leveraging Airbnb dynamic pricing tools or strategies based on this seasonality can significantly boost revenue. Here's a look at the typical nightly rates achieved:

  • Best-in-class properties (Top 10%) command rates of $454+ per night, often due to premium features or locations.
  • Strong performing properties (Top 25%) achieve nightly rates of $313 or more.
  • Typical properties (Median) charge around $205 per night.
  • Entry-level properties (Bottom 25%) earn around $144 per night.

Average Daily Rate (ADR) Trend by Month in Panama City

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Airbnb Seasonality Analysis & Trends in Panama City (2025)

Peak Season (June, July, March)
  • Revenue averages $5,043 per month
  • Occupancy rates average 53.7%
  • Daily rates average $309
Shoulder Season
  • Revenue averages $3,193 per month
  • Occupancy maintains around 42.1%
  • Daily rates hold near $258
Low Season (January, November, December)
  • Revenue drops to average $1,760 per month
  • Occupancy decreases to average 31.7%
  • Daily rates adjust to average $209

Seasonality Insights for Panama City

  • The Airbnb seasonality in Panama City shows highly seasonal trends requiring careful strategy. While the sections above show seasonal averages, it's also insightful to look at the extremes:
  • During the high season, the absolute peak month showcases Panama City's highest earning potential, with monthly revenues capable of climbing to $5,550, occupancy reaching a high of 59.5%, and ADRs peaking at $368.
  • Conversely, the slowest single month of the year, typically falling within the low season, marks the market's lowest point. In this month, revenue might dip to $1,656, occupancy could drop to 30.8%, and ADRs may adjust down to $208.
  • Understanding both the seasonal averages and these monthly peaks and troughs in revenue, occupancy, and ADR is crucial for maximizing your Airbnb profit potential in Panama City.

Seasonal Strategies for Maximizing Profit

  • Peak Season: Maximize revenue through premium pricing and potentially longer minimum stays. Ensure high availability.
  • Low Season: Offer competitive pricing, special promotions (e.g., extended stay discounts), and flexible cancellation policies. Target off-season travelers like remote workers or budget-conscious guests.
  • Shoulder Seasons: Implement dynamic pricing that balances peak and low rates. Target weekend travelers or specific events. Offer slightly more flexible terms than peak season.
  • Regularly analyze your own performance against these Panama City seasonality benchmarks and adjust your pricing and availability strategy accordingly.

Best Areas for Airbnb Investment in Panama City (2025)

Exploring the top neighborhoods for short-term rentals in Panama City? This section highlights key areas, outlining why they are attractive for hosts and guests, along with notable local attractions. Consider these locations based on your target guest profile and investment strategy.

Neighborhood / AreaWhy Host Here? (Target Guests & Appeal)Key Attractions & Landmarks
Panama City Beach
A popular tourist destination renowned for its stunning beaches, vibrant nightlife, and a plethora of water activities. It's a top choice for families and vacationers looking to enjoy sun and fun.
St. Andrews State Park, Russell-Fields Pier, Gulf World Marine Park, Shipwreck Island Waterpark, Panama City Beach Winery, Frank Brown Park
Historic St. Andrews
A charming district known for its picturesque waterfront and historic buildings. Offers a more relaxed atmosphere, great for families and travelers looking for a local experience with unique shops and restaurants.
St. Andrews Marina, Truman Annex, Blue Turtle Bistro, Ruth and Joseph McLeod Park, Signal Hill Golf Course, St. Andrews State Park
Downtown Panama City
The commercial hub of Panama City, featuring a mix of cultural attractions, restaurants, and nightlife options. An ideal location for business travelers and those who enjoy city amenities.
Panama City Center for the Arts, Martin Theatre, Historic District, McKenzie Park, St. Andrews Bay, City Marina
Youngstown
Located near Panama City, this area is less touristy but offers a more affordable option for travelers who appreciate a local vibe. Great for outdoor enthusiasts thanks to nearby parks and lakes.
Youngstown Park, Lake Martin, Lake Mystic, Econfina River, Gulf Coast State College
Lynn Haven
A quiet suburban area with family-friendly amenities. It's a good option for extended stays or for those seeking a peaceful retreat close to the beach.
Lynn Haven Sports Complex, Nature Walks, Lynn Haven Cemetery, Lynn Haven Park
Mexico Beach
A quaint beach town known for its quiet atmosphere and beautiful beaches, perfect for those seeking a relaxing getaway away from the hustle of Panama City Beach.
Mexico Beach, Canal Park, Mexico Beach Public Pier, Gulf County Beaches
Southport
A developing area with a mix of residential and commercial properties, offering an affordable alternative with close access to natural attractions and water activities.
Lake Ware, St. Andrew Bay, Natural Spring Waters, Southport Marina
Tyndall Air Force Base area
Offers accommodation options for military personnel and their families, along with visitors needing temporary lodging near the base. Well-suited for both leisure and official trips.
Tyndall Air Force Base, Local eateries and shops, St. Andrews Bay

Understanding Airbnb License Requirements & STR Laws in Panama City (2025)

While Panama City, Florida, United States currently shows low STR regulations, specific Airbnb license requirements might still exist or change. Always verify the latest short term rental regulations and Airbnb license requirements directly with local government authorities for Panama City to ensure full compliance before hosting.

(Source: AirROI data, 2025, based on 3% licensed listings)

Top Performing Airbnb Properties in Panama City (2025)

Benchmark your potential! Explore examples of top-performing Airbnb properties in Panama Citybased on Trailing Twelve Month (TTM) revenue. Analyze their characteristics, revenue, occupancy rate, and ADR to understand what drives success in this market.

Sleeps 22! 2 Pools*Golf*Grill*Bar*Games*Nr Beach

Sleeps 22! 2 Pools*Golf*Grill*Bar*Games*Nr Beach

Entire Place • 8 bedrooms

$180,614
Revenue
48.4%
Occupancy
$1113.27
Daily Rate
Soak & Sizzle! Pool*Waterfall*Games*Grill*Near Bch

Soak & Sizzle! Pool*Waterfall*Games*Grill*Near Bch

Entire Place • 4 bedrooms

$166,769
Revenue
65.2%
Occupancy
$611.99
Daily Rate
High Tide!  Beachfront Home, exceptional home

High Tide! Beachfront Home, exceptional home

Entire Place • 5 bedrooms

$166,077
Revenue
51.2%
Occupancy
$1135.36
Daily Rate
Coastal Haven C | Pool + Hot Tub

Coastal Haven C | Pool + Hot Tub

Entire Place • 10 bedrooms

$161,969
Revenue
47.7%
Occupancy
$1102.13
Daily Rate
Gorgeous Waterfront Luxury Beach House Sleeps 16,

Gorgeous Waterfront Luxury Beach House Sleeps 16,

Entire Place • 5 bedrooms

$161,810
Revenue
42.6%
Occupancy
$984.03
Daily Rate
Sleeps 16/5 Bath,Private Heated Pool,Steps to Sand

Sleeps 16/5 Bath,Private Heated Pool,Steps to Sand

Entire Place • 5 bedrooms

$148,690
Revenue
67.5%
Occupancy
$604.01
Daily Rate

Note: Performance varies based on location, size, amenities, seasonality, and management quality. Data reflects the past 12 months.

Top Performing Airbnb Hosts in Panama City (2025)

Learn from the best! This table showcases top-performing Airbnb hosts in Panama City based on the number of properties managed and estimated total revenue over the past year. Analyze their scale and performance metrics.

Host NamePropertiesGrossing RevenueStay ReviewsAvg Rating
Sail Away37$988,0552564.79/5.0
Stanley James III14$615,317764.59/5.0
Evolve16$396,2503154.56/5.0
Michael3$378,407694.87/5.0
Panhandle Getaways7$320,643194.58/5.0
Holiday Beach Rentals2$259,091154.55/5.0
Ben6$244,423644.72/5.0
RealJoy8$233,0971684.58/5.0
Regency17$221,866514.61/5.0
Victoria6$213,5543114.63/5.0

Analyzing the strategies of top hosts, such as their property selection, pricing, and guest communication, can offer valuable lessons for optimizing your own Airbnb operations in Panama City.

Dive Deeper: Advanced Panama City STR Market Data (2025)

Ready to unlock more insights? AirROI provides access to advanced metrics and comprehensive Airbnb data for Panama City. Explore detailed analytics beyond this report to refine your investment strategy, optimize pricing, and maximize your vacation rental profits.

Explore Advanced Metrics

Panama City Short-Term Rental Market Composition (2025): Property & Room Types

Room Type Distribution

Property Type Distribution

Market Composition Insights for Panama City

  • The Panama City Airbnb market composition is heavily skewed towards Entire Home/Apt listings, which make up 95.3% of the 700 active rentals. This indicates strong guest preference for privacy and space.
  • Looking at the property type distribution in Panama City, House properties are the most common (63%), reflecting the local real estate landscape.
  • Houses represent a significant 63% portion, catering likely to families or larger groups.
  • Smaller segments like hotel/boutique, others, outdoor/unique (combined 7.3%) offer potential for unique stay experiences.

Panama City Airbnb Room Capacity Analysis (2025): Bedroom Distribution

Distribution of Listings by Number of Bedrooms

Room Capacity Insights for Panama City

  • The dominant room capacity in Panama City is 2 bedrooms listings, making up 38.4% of the market. This suggests a strong demand for properties suitable for couples or solo travelers.
  • Together, 2 bedrooms and 3 bedrooms properties represent 64.5% of the active Airbnb listings in Panama City, indicating a high concentration in these sizes.
  • A significant 40.2% of listings offer 3+ bedrooms, catering to larger groups and families seeking more space in Panama City.

Panama City Vacation Rental Guest Capacity Trends (2025)

Distribution of Listings by Guest Capacity

Guest Capacity Insights for Panama City

  • The most common guest capacity trend in Panama City vacation rentals is listings accommodating 8+ guests (42%). This suggests the primary traveler segment is likely larger groups.
  • Properties designed for 8+ guests and 6 guests dominate the Panama City STR market, accounting for 65.1% of listings.
  • 69.8% of properties accommodate 6+ guests, serving the market segment for larger families or group travel in Panama City.
  • On average, properties in Panama City are equipped to host 6.1 guests.

Panama City Airbnb Booking Patterns (2025): Available vs. Booked Days

Available Days Distribution

Booked Days Distribution

Booking Pattern Insights for Panama City

  • The most common availability pattern in Panama City falls within the 271-366 days range, representing 49.7% of listings. This suggests many properties have significant open periods on their calendars.
  • Approximately 83.3% of listings show high availability (181+ days open annually), indicating potential for increased bookings or specific owner usage patterns.
  • For booked days, the 91-180 days range is most frequent in Panama City (35.3%), reflecting common guest stay durations or potential owner blocking patterns.
  • A notable 17.3% of properties secure long booking periods (181+ days booked per year), highlighting successful long-term rental strategies or significant owner usage.

Panama City Airbnb Minimum Stay Requirements Analysis

Distribution of Listings by Minimum Night Requirement

1 Night (15.9%)

1 Night

104 listings

15.9% of total

2 Nights (18.8%)

2 Nights

123 listings

18.8% of total

3 Nights (14.1%)

3 Nights

92 listings

14.1% of total

4-6 Nights (6.6%)

4-6 Nights

43 listings

6.6% of total

7-29 Nights (2.3%)

7-29 Nights

15 listings

2.3% of total

30+ Nights (42.4%)

30+ Nights

277 listings

42.4% of total

Key Insights

  • The most prevalent minimum stay requirement in Panama City is 30+ Nights, adopted by 42.4% of listings. This highlights the market's preference for longer commitments.
  • A significant segment (42.4%) caters to monthly stays (30+ nights) in Panama City, pointing to opportunities in the extended-stay market.

Recommendations

  • Align with the market by considering a 30+ Nights minimum stay, as 42.4% of Panama City hosts use this setting.
  • If feasible, allowing 1-night stays, especially midweek or during low season, could capture last-minute bookings, as only 15.9% currently do.
  • Explore offering discounts for stays of 30+ nights to attract the 42.4% of the market seeking extended stays.
  • Adjust minimum nights based on seasonality – potentially shorter during low season and longer during peak demand periods in Panama City.

Panama City Airbnb Cancellation Policy Trends Analysis (2025)

Super Strict 60 Days

18 listings

2.7% of total

Super Strict 30 Days (8.4%)

Super Strict 30 Days

56 listings

8.4% of total

Flexible (9.8%)

Flexible

65 listings

9.8% of total

Moderate (23%)

Moderate

153 listings

23% of total

Firm (29.4%)

Firm

196 listings

29.4% of total

Strict (26.7%)

Strict

178 listings

26.7% of total

Cancellation Policy Insights for Panama City

  • The prevailing Airbnb cancellation policy trend in Panama City is Firm, used by 29.4% of listings.
  • A majority (56.1%) of hosts in Panama City utilize Firm or Strict policies, indicating a market where hosts prioritize booking security.

Recommendations for Hosts

  • Consider adopting a Firm policy to align with the 29.4% market standard in Panama City.
  • Regularly review your cancellation policy against competitors and market demand shifts in Panama City.

Panama City STR Booking Lead Time Analysis (2025)

Average Booking Lead Time by Month

Booking Lead Time Insights for Panama City

  • The overall average booking lead time for vacation rentals in Panama City is 42 days.
  • Guests book furthest in advance for stays during June (average 61 days), likely coinciding with peak travel demand or local events.
  • The shortest booking windows occur for stays in August (average 28 days), indicating more last-minute travel plans during this time.
  • Seasonally, Spring (48 days avg.) sees the longest lead times, while Fall (40 days avg.) has the shortest, reflecting typical travel planning cycles.

Recommendations for Hosts

  • Use the overall average lead time (42 days) as a baseline for your pricing and availability strategy in Panama City.
  • For June stays, consider implementing length-of-stay discounts or slightly higher rates for bookings made less than 61 days out to capitalize on advance planning.
  • Target marketing efforts for the Spring season well in advance (at least 48 days) to capture early planners.
  • Monitor your own booking lead times against these Panama City averages to identify opportunities for dynamic pricing adjustments.

Popular & Essential Airbnb Amenities in Panama City (2025)

Amenity data is currently unavailable for Panama City.

Panama City Airbnb Guest Demographics & Profile Analysis (2025)

Guest Origin: Domestic vs. International
Top 5 Cities of Origin
Top 5 Countries of Origin
Top 5 Languages Spoken
Guest Age Distribution (Birth Decade)

Guest Profile Summary for Panama City

  • The typical guest profile for Airbnb in Panama City consists of primarily domestic travelers (98%), often arriving from nearby Atlanta, typically belonging to the Post-2000s (Gen Z/Alpha) group (50%), primarily speaking English or Spanish.
  • Domestic travelers account for 98.3% of guests.
  • Key international markets include United States (98.3%) and Canada (0.4%).
  • Top languages spoken are English (77.2%) followed by Spanish (14.5%).
  • A significant demographic segment is the Post-2000s (Gen Z/Alpha) group, representing 50% of guests.

Recommendations for Hosts

  • Target domestic marketing efforts towards travelers from Atlanta and Tallahassee.
  • Tailor amenities and listing descriptions to appeal to the dominant Post-2000s (Gen Z/Alpha) demographic (e.g., highlight fast WiFi, smart home features, local guides).
  • Highlight unique local experiences or amenities relevant to the primary guest profile.
  • Consider seasonal promotions aligned with peak travel times for key origin markets.

Nearby Short-Term Rental Market Comparison

How does the Panama City Airbnb market stack up against its neighbors? Compare key performance metrics like average monthly revenue, ADR, and occupancy rates in surrounding areas to understand the broader regional STR landscape.

MarketActive PropertiesMonthly RevenueDaily RateAvg. Occupancy
Seacrest Beach352$5,520$540.6141%
Alys Beach423$5,455$593.3340%
Seaside593$5,442$689.7936%
Inlet Beach75$4,827$494.2340%
Rosemary Beach496$4,811$564.3038%
Saint George Island145$4,281$464.0640%
Watersound98$4,082$424.9038%
Saint Teresa10$4,074$323.7942%
Santa Rosa Beach2,808$4,042$464.8838%
Alligator Point52$3,861$285.0247%

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