State Airbnb laws2026 24 sources cited

Mississippi Short-Term Rental Laws & Hotel Tax (2026)

Source: AirROI Reviewed by , Founder @ AirROI Rules checked

From 23 official sources and 1 Airbnb help page. Not legal advice.

The short answer

Mississippi Airbnb Laws in Brief

At a glance

Mississippi Short-Term Rental Laws at a Glance

State license required
Yes
Latest rule change
Oct 19, 2026

The laws in brief

The rules a Mississippi host meets first, each linked to the ordinance, statute or official page it comes from. Details and exceptions follow below.

Mississippi Short-Term Rental Laws at a Glance
TopicRule
PermitHattiesburg requires a permit before renting3,16
Who can hostStarkville asks hosts to classify the rental15
WhereHattiesburg caps residential permits16
Building rulesHattiesburg denies permits where homeowner covenants bar rentals3
GuestsHattiesburg occupancy limit3
Listing displayBay St. Louis registration number in every ad4
PlatformsPlatforms collect state and local sales tax1,11
NeighborsHattiesburg needs a local property manager16

Your home

Can You Host an Airbnb in Mississippi? It Depends on the Home

Whether you can host in Mississippi turns on whose home it is and whether you live there.

Your own home, rented whole in a city with a permit system

Allowed with conditions

A single-family home in Biloxi

Not allowed

A home in Starkville, whether you live there or not

Allowed with conditions

A home in a subdivision with homeowner association covenants

Allowed with conditions

Guests who book direct instead of through Airbnb

Allowed with conditions

Permit

Do You Need a License for Airbnb in Mississippi?

Yes. Mississippi hosts need the City short-term rental permit or registration from the City governments: planning, community development or tax departments, depending on the city. It costs $25.3,4,16,17

Who needs it
Issued by
Valid for
On listings
Platform checks

Fees

Fees
FeeAmount
Hattiesburg applicationNon-refundable application fee; a $130 license fee, $50 fire inspection, $25 zoning certificate and $20 privilege license apply to a new permit.$25
Hattiesburg licenseLicense fee charged on approval of a new permit.$130
Hattiesburg renewalLicense renewal, plus a $50 fire inspection and a $20 privilege license.$100
Ocean Springs permitNon-refundable application fee per permit; permits renew annually.$501
Bay St. Louis registrationRegistration and renewal fee per unit, valid for the calendar year and not pro-rated.$100
Biloxi certificate of occupancy applicationApplication for the short-term rental certificate of occupancy; a certificate of zoning compliance and privilege license are also required.$50

Who qualifies

  • Hattiesburg: homes in subdivisions whose homeowner covenants bar short-term rentals are not considered, and permits are capped at 2.5% of residential structures
  • Ocean Springs: residential permits are capped at 115 in the city-wide and density zones, and new residential permits need a public hearing
  • Biloxi: not permitted in single-family zones; conditional use in some multifamily zones, capped at 75 there
  • Starkville: only in zoning districts where residential uses are permitted, registered and licensed from August 20, 2026
  • Bay St. Louis: a registration number for every unit, with a local contact available at all times

How to apply

  1. Find the city that regulates the property and check its zoning for short-term rentals.
  2. Apply to the city: Hattiesburg through the Planning Division and Tax Department, Ocean Springs through the Planning Department, Bay St. Louis through the Planning and Zoning page, Starkville through the Community Development Department.
  3. Complete the inspections and attach the documents the city asks for, such as a deed, parking plan, rental agreement and house rules.
  4. Get the city privilege (business) license where required and display the permit or registration number as the city directs.

Permit rules

Platforms collect state and local sales tax
Hattiesburg requires a permit before renting
Ocean Springs permit with a public hearing
Bay St. Louis registration at $100 a year
Bay St. Louis registration number in every ad
Biloxi certificate of occupancy and privilege license
Starkville registration from August 20, 2026
Pass Christian permit for each unit
Advertised price must be the total price
Federal fee rule covers platforms

Who can host

What Mississippi Cities and Counties Can and Can't Regulate

Hattiesburg caps residential permits
Hattiesburg denies permits where homeowner covenants bar rentals
Ocean Springs caps residential permits at 115
Biloxi bars rentals in single-family zones
Biloxi caps conditional-use rentals at 75
Starkville: residential districts only, no events
Starkville asks hosts to classify the rental

Local rules

Local Rules in Mississippi's 8 Largest Airbnb Markets

A state license doesn't replace local rules. Cities and counties still set registration, occupancy, parking and safety requirements. These are Mississippi's largest markets by active Airbnb listings, with the share of each market's listings that display a registration or license number.

The largest markets and how each registers rentals
MarketLocal registration
Oxford Lafayette CountyNone
Starkville Oktibbeha CountyRequired
Biloxi Harrison CountyRequired
Ocean Springs Jackson CountyRequired
Bay Saint Louis Hancock CountyRequired
Pass Christian Harrison CountyRequired
Hattiesburg Forrest CountyRequired
Natchez Adams CountyRequired
  1. 1. Oxford

    Lafayette County

  2. 2. Starkville

    Oktibbeha County

  3. 3. Biloxi

    Harrison County

  4. 4. Ocean Springs

    Jackson County

  5. 5. Bay Saint Louis

    Hancock County

  6. 6. Pass Christian

    Harrison County

  7. 7. Hattiesburg

    Forrest County

  8. 8. Natchez

    Adams County

Taxes

Mississippi Short-Term Rental Taxes

7% state sales tax on every stay, plus local room taxes where they apply: 12% in total on the Harrison County coast, 11% in Ocean Springs, 10% in Starkville, 9% in Bay St. Louis and Oxford.

Mississippi Short-Term Rental Taxes
TaxRateCollected by
Mississippi state sales tax 7% of the listing price, including cleaning and guest fees7%11,24Airbnb
Mississippi Coast Coliseum and Convention Center tax (Harrison County) 2% of room rental proceeds in Harrison County (Gulfport, Biloxi, Pass Christian)2%12Airbnb
Mississippi Gulf Coast Regional Convention and Visitors Bureau tax (Harrison County) 3% of room rental proceeds in Harrison County (Gulfport, Biloxi, Pass Christian)3%12Airbnb
Hancock County tourism tax (includes Bay St. Louis) 2% of room rental proceeds in Hancock County2%12Airbnb
Jackson County hotel and motel tax (includes Ocean Springs) 2% of room rental proceeds in Jackson County2%12Airbnb
Ocean Springs tourism and economic development tax 2% of room rental proceeds in Ocean Springs, on top of the county tax2%12Airbnb
Oxford tourism and economic development tax 2% of room rental proceeds in Oxford2%12Airbnb
Starkville hotel/motel tax and parks and recreation tax 2% hotel/motel tax plus 1% parks and recreation tax in Starkville, applied to every rental from August 1, 20263%13Airbnb
Natchez convention and tourism tax 3% of room rental proceeds in Natchez3%12Airbnb

What the host still handles

Operating rules

Operating Rules for Mississippi Short-Term Rentals

7% state sales tax on every stay
Local room taxes reach small rentals only where the levy or the city says so
Hattiesburg needs a local property manager
Hattiesburg occupancy limit
Ocean Springs local manager within two miles
Bay St. Louis local contact within 30 minutes

Fines

How to Avoid Airbnb Fines in Mississippi

Fines in Mississippi fall on hosting without the approvals described above, or outside the rules. With them in hand and the rules followed, none of the fines below apply.

Changes

What's Changed in Mississippi's Airbnb Rules

The changes scheduled when the rules were checked on October 17, 2026 have now taken effect; the most recent are listed first.

  1. October 19, 2026
    Starkville registration deadline for existing rentals
  2. August 20, 2026
    Starkville short-term rental registration begins
  3. August 1, 2026
    Starkville collects 2% and 1% room taxes on all rentals
  4. June 2, 2026
    Starkville applies its room tax to every rental
  5. July 1, 2025
    Platforms count as hotels for state and local sales tax
  6. March 18, 2025
    Hattiesburg adopts Ordinance 3376
  7. August 20, 2024
    Bay St. Louis adopts registration rules
  8. December 12, 2023
    Biloxi caps conditional-use rentals
  9. October 4, 2023
    Pass Christian amends its short-term rental ordinance
  10. August 22, 2023
    Natchez adopts short-term rental rules

Listing data

What Mississippi's Listings Show

What officials report

115
75
2.5

Earnings

What Could a Short-Term Rental in Mississippi Earn?

The rules shape the numbers: a permit that costs $100 a year and taxes of 7% that Airbnb adds to guests' bills. For a specific address, the Airbnb profit calculator estimates revenue, occupancy and nightly rate from comparable listings, so you can test the numbers before applying.

Estimate what a home could earn

FAQ

Mississippi Short-Term Rental Laws: Frequently Asked Questions

Is Airbnb legal in Mississippi?

Yes. Mississippi treats short-term home rentals as taxable hotel lodging, and cities decide the permit and zoning rules, so hosts can rent in most places once they meet the local requirements.11,16

Do I need a permit for Airbnb in Mississippi?

Usually: permits and registrations come from the city, and Hattiesburg, Ocean Springs, Bay St. Louis, Pass Christian, Biloxi, Natchez and Starkville each issue their own.4,5,14,16,17,20,22

How much is a short-term rental permit in Mississippi?

It depends on the city: $501 per permit in Ocean Springs, $100 a year in Bay St. Louis, a $25 application plus $130 license in Hattiesburg (renewals $100), and a $50 certificate application in Biloxi.3,4,17,21

Does Airbnb collect hotel tax in Mississippi?

Yes. Airbnb collects the 7% state sales tax on the listing price including cleaning and guest fees, and says local tourism taxes vary by locality; the Department of Revenue requires platforms to collect state and local sales tax on stays they facilitate.11,24

What is the total tax on an Airbnb stay in Mississippi?

The state tax is 7%, and local room taxes add 2% in Bay St. Louis and Oxford, 3% in Starkville, 4% in Ocean Springs and 5% on the Harrison County coast, for totals of 9% to 12% in those places.12,13,24

Can I rent a home I don't live in?

In most cities yes: Bay St. Louis expressly allows non-resident rentals, Starkville accepts unhosted and dedicated vacation rentals, and Hattiesburg requires a local property manager; Biloxi bars rentals in single-family zones.4,15,16,20

Are Airbnbs allowed in single-family neighborhoods?

It varies by city. Biloxi does not permit short-term rentals in single-family zones, while Starkville allows them in any district where residential uses are permitted and Ocean Springs and Hattiesburg issue residential permits within their caps.14,16,17,20

Is there a cap on short-term rental permits?

Several cities cap them: Hattiesburg at 2.5% of residential structures, Ocean Springs at 115 residential permits, and Biloxi at 75 conditional-use rentals in its multifamily zones.7,16,17

What is the fine for an illegal Airbnb in Mississippi?

Cities set the fines: Hattiesburg up to $250, $500 and $1,000 for first, second and later offenses, and Bay St. Louis up to $500 per offense, with each day counted separately.3,4

Do I need a local property manager or contact person?

Often yes: Hattiesburg requires a manager living in Forrest or Lamar County, Ocean Springs one within two miles of the city limits, Bay St. Louis a contact who responds in person within 30 minutes, and Starkville a contact who can respond within one hour.2,4,16,18

How many guests can stay in a short-term rental?

Hattiesburg and Bay St. Louis allow two guests per sleeping room plus four more per dwelling, and Starkville allows two per legal bedroom plus two.2,3,4

Do I have to register with the Department of Revenue?

Only if a registered booking company is not collecting the tax: hosts are relieved of state and local sales tax when a registered platform collects it, so direct bookings leave the host to register and remit.11

Method

How These Rules Were Checked

Each rule on this page was checked in October 2026 against the official source cited beside it: the ordinance or statute, the permit office's own pages and the tax authority. Airbnb's help pages are cited on their own only for what Airbnb itself does, such as the taxes it collects and the permit checks it runs, and otherwise only beside an official source; news reports only for when a change was announced. Rules that could not be confirmed on an official page are left out. The Bay St. Louis, Pass Christian, Starkville code, Oxford code and Senate Bill 2805 pages were read in a browser because scripts are blocked or the pages render with JavaScript; the Pass Christian 2023 amendment and the Natchez ordinance are scanned images read by eye.

Rules change with council votes, court rulings and new state laws, so the page is rechecked every three months and whenever a scheduled change takes effect. It summarizes the rules for information and is not legal advice; the state agency and your city or county has the final word on any application.

Sources

Sources

Each rule above links to the source it comes from. Official ordinances, statutes and government pages come first, then Airbnb's own help pages.

  1. 1. Senate Bill 2805, 2025 Regular Session (as sent to Governor) · Mississippi Legislature
  2. 2. Unified Development Code, 17.6 Rental Housing Code · City of Starkville
  3. 3. Ordinance No. 3376 (short-term rentals, March 18, 2025) · City of Hattiesburg
  4. 4. Ordinance No. 669-08-2024: Short-Term Rental Registration and Regulations · City of Bay St. Louis
  5. 5. Code of Ordinances, Chapter 18, Article V: Short-Term Rental Units · City of Pass Christian
  6. 6. Short-term rental ordinance amendment (adopted October 4, 2023) · City of Pass Christian
  7. 7. Ordinance No. 2537: Land Development Ordinance Section 23-4-3(D)(10)e, short-term rental limits (December 12, 2023) · City of Biloxi (copy hosted by Councilmember Paul Tisdale)
  8. 8. Land Development Code, Article 3 and Section 3.8 (bed and breakfast establishments) · City of Oxford
  9. 9. Ordinance amending Chapter 12, Part 6 of the Natchez Development Code regarding short-term rentals (adopted August 22, 2023) · City of Natchez
  10. 10. 16 CFR Part 464 - Rule on Unfair or Deceptive Fees · Electronic Code of Federal Regulations
  11. 11. Notice 72-25-06: Third-party booking companies and collection of sales tax on hotel accommodations (May 27, 2025) · Mississippi Department of Revenue
  12. 12. Tourism and Economic Development Taxes · Mississippi Department of Revenue
  13. 13. Notice 72-26-11: Starkville Motel/Hotel Tax (July 7, 2026) · Mississippi Department of Revenue
  14. 14. Rental Housing Code · City of Starkville
  15. 15. Short-Term Rental Housing Registration & License Application (updated July 31, 2026) · City of Starkville
  16. 16. Short Term Rental Registration · City of Hattiesburg
  17. 17. Short Term Rental Information · City of Ocean Springs
  18. 18. Short-Term Rental (STR) Permit Application, Residential and Commercial (revised March 12, 2025) · City of Ocean Springs Planning Department
  19. 19. Short Term Rental Registrations Are Now Being Accepted (October 22, 2024) · City of Bay St. Louis
  20. 20. Short-Term Rental Requirements: Visitor Accommodations · City of Biloxi
  21. 21. Short-Term Rental Certificate of Occupancy Application ($50) · City of Biloxi Planning Division
  22. 22. Frequently asked questions (zoning and short term rentals) · City of Natchez
  23. 23. The Rule on Unfair or Deceptive Fees: Frequently Asked Questions · Federal Trade Commission
  24. 24. Occupancy tax collection and remittance by Airbnb in Mississippi · Airbnb Help Center